HDB is proud to be one of the largest independent agencies in Alabama serving clients across the nation for over 40 years.
Harmon Dennis Bradshaw, Inc. is an independent insurance agency.
Insurance can be a complicated purchase that requires a consultative approach with your HDB Risk Advisor. As an independent insurance agency, we are working for you – giving you the power of choice. Being independent means that HDB is not burdened by layers of decision makers and can react quickly to your business needs.
We represent many different insurance companies
We represent more than 200 insurance companies which offer a wide variety of coverage options and price points targeting different types of industries. Our long- standing relationship with these companies is a benefit to your business as we work to protect it from the corporate risks it faces.
We hold active agent licenses in all 50 states so that we can seamlessly transact business across the country without relying upon a third party. Through our partnerships with trusted agencies in other countries we can manage the insurance for our clients’ international locations as well.
Our licensed insurance advisors know insurance and can explain the complexities of insurance in simple terms, helping you make smart decisions. They make a career out of assessing each client’s unique insurance needs and matching them with the insurance company best equipped to meet those needs at a price that fits the budget.
We serve as your risk advisor and advocate
Our insurance agents become your personal advisor and advocate, taking the time to listen to you and understand your insurance and risk management needs. They know it’s not just about finding a price you can afford; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss. And, if you have a billing or claim concern, or need to change your coverage, they will serve as your advocate, working with the insurance company on your behalf.
We offer one-stop shopping
As an independent insurance agency, we can meet all your insurance needs with the companies we represent, providing personal, business and employee benefits solutions under one roof. The best insurance for one person may not be the best for another—because everyone’s situation is different. We are committed to help you find the BEST insurance for YOU.
We are by your side for the long haul
Our insurance agents don’t end the relationship when you sign on the dotted line. They periodically review your coverage to ensure you have the right protection in every phase of your life or business. They are there to help you through all the changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy or looking for ways to enhance your employee benefits package.